Personal Checking Accounts

Metro Solution

Our combined checking and savings account package.

With the $100 minimum deposit normally required to open a single account, you can now open both a free checking account for your daily needs and a savings account for future needs.

Click Deposit Rates for rate information.

*Free Online Bill Pay if at least two bills are paid online each month; otherwise $4.95 monthly.

Metro Free Checking

An option for the individual who wants only one account with unlimited check writing privileges and no monthly service charge.

• $100 minimum to open; no minimum balance
• No monthly service charge
• UNLIMITED UNLIMITED ATM withdrawals at any MNB ATM or MoneyPass® ATM
• FREE direct deposit
• FREE check safekeeping
• FREE Visa Check Card
• FREE Online Banking
• FREE Online Bill Pay*
• FREE Online Statements

*Free Online Bill Pay if at least two bills are paid online each month; otherwise $4.95 monthly.

Metro Advantage Interest Checking

Designed for those who want to earn interest on balances and typically maintain a balance of $500 or more.

• $100 minimum to open
• $500 minimum balance to avoid $8 monthly service charge
• $1,000 minimum balance to earn annual percentage yield
• Interest is compounded daily on the collected balance and credited at the end of each statement cycle.
• UNLIMITED UNLIMITED ATM withdrawals at any MNB ATM or MoneyPass® ATM
• FREE direct deposit
• FREE check safekeeping
• FREE Visa Check Card
• FREE Online Banking
• FREE Online Bill Pay*
• FREE Online Statements

*Free Online Bill Pay if at least two bills are paid online each month; otherwise $4.95 monthly.

Click Deposit Rates for rate information.

Money Market Savings

A limited transaction account for the individual who wants to maximize interest earnings, plus have the option to write an occasional check.

• $1,000 minimum balance to open and maintain to avoid $15 monthly service charge
• Limited transactions*
• A $10 excessive transaction fee per each transaction over 6 in a statement cycle
• Minimum balance levels to earn annual percentage yield:

  $1,000 - $24,999.99	Level 1
  $25,000 - $49,999.99	Level 2
  $50,000 and greater	Level 3

• FREE Online Banking
• FREE Online Statements
• Interest is compounded daily on collected balance and credited at the end of each statement cycle.

Click Deposit Rates for rate information.

*Federal regulation permits preauthorized transfers (including transactions made by check, POS terminals, by telephone, by online banking, or by preauthorized transfer instruction) each monthly statement cycle, however, only three may be payable by check to third parties.

Metro Milestones Rewards Checking

A FREE interest bearing checking account with rewards designed exclusively to accommodate the lifestyle and needs of individuals 50 years and over.

Click Deposit Rates for rate information.

*Free Online Bill Pay if at least two bills are paid online each month; otherwise $4.95 monthly.

Metro Elite Checking

For those who want the convenience of a checking account while earning high yields and maintaining liquidity.

• $100,000 minimum to open
• $100,000 minimum balance to earn annual percentage yield
• No service charge
• FREE premium checks (limit one box per order)
• FREE Online Banking
• FREE Online Statements
• Interest is compounded daily on the ledger balance and credited at the end of each statement cycle.

Click Deposit Rates for rate information.

Direct Deposit

Direct Deposit is the convenient and time saving way to have funds deposited automatically into your account. Plus, protect yourself against stolen checks and help avoid identity theft.

Available for:

• Payroll checks from your employer
• Social Security or SSI benefits
• Government Payments
• Corporate Dividends

Contact any of our banking centers for additional information or assistance.

Click the link below to sign up for direct deposit of your Social Security or other federal benefit payments:

Reorder Checks

Online check reorders are now available.

Requirements:

• Last order must have been placed by Metropolitan through  Harland Clarke Company
• Last order must have been placed within the last 24 months
• Must have your next starting check number
• All information printed on last check order is correct (name, address, phone #, etc.)

If you need to revise any information on your checks, please visit a Metropolitan banking center to reorder.

Click the link below to reorder checks:

Switch Kit

Make the move to Metropolitan National Bank with our easy online Switch Kit.

Let us help you:

• Open a new account
• Close your old account
• Change your direct deposit and automatic withdrawals

Deposit Rates

Learn more about the Deposit Rates available at Metropolitan National Bank.